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Financial Literacy & Middle Schoolers
Blog from JA USA

 By Hannah Henry
Work Readiness

What is Financial Literacy? Financial literacy is the all-inclusive concept of budgeting, management of credit, understanding of saving, spending and earning. Essentially, financial literacy is everything that involves your financial health.Yet, one can't consider being literate in finance by being able to balance a checkbook or being hired. The fundamentals of financial literacy look at present...

Financial Literacy in Elementary School
Blog from JA USA

 By Hannah Henry
Work Readiness

What is financial literacy? Financial literacy can be understood as the skillset or knowledge to manage monetary resources efficiently in order to accommodate one's needs today and in the future. Some of the basic fundamentals that make up a financially literate individual include: the ability to budget, how to go about saving, the impact of credit and debt, investing towards one's future, and the...

4 Books High Schoolers Need for Success
Blog from JA USA

 By Hannah Henry
Community Involvement

When is a good time to move out and become fully financially independent? A 2018 Teens & Personal Finance Survey conducted by Junior Achievement USA and AIG found that just half of the 1,000 surveyed teens desired to gain financial independence from their parents. Yet a CreditCards.com study found that almost three-in-four parents with children over the age of 18 reported financially helping their...

Grow Learning: Books for Middle Schoolers
Blog from JA USA

 By Hannah Henry
Corporate Responsibility

According to a poll of middle and high school students, conducted by the National Education Association, 56% of students said they read more than 10 books a year. Survey results stated that middle schoolers read the most, with an average of 70% reading more than 10 books a year, compared to 49% of high school students. At Junior Achievement we love literacy, financial literacy in particular. Here...

Sprout JA Learning Early: Books for Kindergarteners
Blog from JA USA

 By Hannah Henry
Work Readiness

According to the National Education Association, children who are read to frequently are more likely to count to 20 or higher when starting school compared to those who were not read to. Engage with your child by checking out the following books that focus on concepts of careers and money all while helping them develop basic learning...

Monthly Budgeting for the Whole Family
Blog from JA USA

 By Hannah Henry
Work Readiness

Imagine, a future where your phone would know your financial hopes and dreams, track spending and send you an alert when you're about to set yourself back from achieving a goal. It would update with the cost of the all the endeavors you want to achieve, from that dream wedding to the day you decide to retire. Unfortunately, this budgeting responsibility isn't something worth pushing off. All the...

How to Write a Check
Blog from JA USA

 By Hannah Henry
Work Readiness

I remember walking into the school book fair with a blank check from my parents. The purpose of the oddly shaped paper was unknown to my 8-year-old self, but the value was priceless to me. After having my teacher assist me in writing all the necessary fields, I gave it to the cashier and left with my new arts and crafts book. Fast forward, I was writing my first check. Without a teacher looking...

4 Best Money Apps for Your Financial Goals
Blog from JA USA

 By Hannah Henry
Corporate Responsibility

Which two items do you carry with you nearly 24 / 7? For most of us, a cell phone and wallet would be the answer. According to Statista, a total of 197 billion app downloads in 2017. With all the apps being downloaded one would wonder, which ones are helping you? With only 1-in-3 Americans maintaining a household budget, according to Gallup, it comes as no surprise that there is an overwhelming...

How to Include Volunteer Work on Your Resume in 2018
Blog from JA USA

 By Hannah Henry
Work Readiness

Congratulations! After hours of sweat and smiles, you've finished your volunteer efforts but how are you going to make them stand out on a resume? Of course, you could intertwine your experience in your face-to-face interview... or add it to your professional network profile in hopes that your potential new employer will do some "digging" about you, but the question remains -- will it make a...

Money and Millennials: Credit for Beginners
Blog from JA USA

 By Hannah Henry
Financial Literacy

Credit is like a car, it has to be built before you can get to where you want to go.

Unfortunately, the negative connotation of a credit card prevented me from my forward movement of building credit until I was in my mid-20s. In a way I was fortunate; my car was paid off, my family helped to pay for college and I was renting my apartment. I was living frugally-like my grandfather, whose financial...



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