The Boy Scouts Personal Management Merit Badge

Middle School

High School

Implementation:
After School

Pillars of Student Success

Financial Literacy High Financial Literacy

Work Readiness Moderate Work Readiness

Entrepreneurship Minimal Entrepreneurship

In cooperation with The Scouts San Diego and Imperial Counties Council Junior Achievement of San Diego offers the Personal Management Merit Badge via the JA for Everyone program.
JA for Everyone is a personal budgeting simulation designed to help participants understand the link between lifestyle, education, career, and the management of personal finances in an interactive environment. JA for Everyone at JA Finance Park encourages participants to explore what it takes to balance a budget and manage a life in sunny San Diego and beyond.

The program includes three mandatory visits to the Junior Achievement facility.

Session 1: Classroom Instruction & Workbook Orientation
Session 2: JA for Everyone JA Finance Park Budgeting Simulation & Advising
Session 3: Counselor Approval & Advising

The Personal Management Merit Badge workshop series prepares participants to consider income, savings, debt, investing, insurance, and budgeting to become #RealWorldReady.

Program Concepts

Banking, Budgets, Buying, Careers, Choices, Consumers, Credit, Debit, Debt, Expenses, Income, Interest rates, Insurance, Investments, Government, Money, Needs, Opportunity costs, Risk, Salary, Saving, Savings, Scarcity, Social Security, Taxes, Wages, Wants.

Skills Students Learn

Active listening
Analysis
Applying information
Brainstorming
Budgeting
Cause and effect
Charting
Comparing
Computation

Critical thinking
Data collection
Decision making
Filling out forms
Following directions
Listening
Math computation
Negotiation
Observation

Planning
Problem solving
Reading
Research
Role-playing
Self-reflection
Spending
Taking responsibility.

Alignment with State and National Standards

Scope and Sequence

Junior Achievement learning experiences cover financial literacy, career and work readiness, and entrepreneurship. Our extensive scope and sequence helps explain how our programs cover these subjects at various grade levels.

Request a Presenter to Teach Curriculum

A Junior Achievement Volunteer teaches students

Junior Achievement lessons are delivered by volunteers from the community. These presenters are prepared by JA to facilitate engaging learning activities that focus on financial literacy, work and career readiness, and entrepreneurship. This results in an enriched learning experience that helps students make the connection between what they learn in school and the world outside the classroom.

Steps to Request a Presenter

1) Request Info

Once you’ve decided to have a JA volunteer in your classroom, fill out the form on this website. You will receive information on next steps.

2) Pick Schedule

You will be able to coordinate a schedule that works for your class either online or in conjunction with a JA representative.

3) Meet Presenter

Once a volunteer is identified for your class, JA will connect you with the presenter to discuss roles, expectations, and logistics.

4) Empower Students with Standards-Based Education

After all details are in place, the JA volunteer will deliver lessons to your students either virtually or in-person.

Request Information about this Learning Experience

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